Canadian Loans for Florida Homes

This is a guideline ONLY!!

Please contact me directly before submitting any documents!! or 001-321-388-6856

 Primary and Second Homes for Canadians with 20% down and up to $650,000 loan amount.

Loan amount $50,000 to $417,000:

  • Fixed 5 Years 3.25%;
  • Fixed 7 Years 3.625%;
  • Fixed for 10 Years 4%

Loan amount $417,001 to $650,000:

  • Fixed 5 Years 3.125%;
  • Fixed 7 Years 3.375%;
  • Fixed for 10 Years 3.75%

Here are the items that are generally needed in order to prepare a Canadian loan:

  1. 60 days of most recent paystubs from your job.
  2. 2012 & 2013 Full Canadian Tax Returns
  3. 2012 & 2013 T-4s
  4. 60 days of statements from checking, savings, & investment accounts.
  5. A picture of you and a copy of your Driver’s License for verification.

6             Copy of your Social Insurance Card

  1.    Copy of your current mortgage statement, homeowners insurance statement, property tax statement and HOA statement (if applicable) from your current home
  2.   If you have rental properties – mortgage statement from CIBC, homeowners insurance statements,  property tax statement, HOA statement (if applicable) and a copy of the lease with your renters
  3. Canadian Credit Reports are allowed, statements for all debts are needed instead.


Here are today’s rate:  All of these are 30 year mortgages 5-1ARM(fixed for 5 Yrs) 3.25%, 7-1ARM(fixed for 7 Yrs) 3.5%, 10-1ARM(fixed for 10 Yrs) 3.75%, 30 Year Fixed 4.625%

CANADIAN LOANS FOR FLORIDA HOMES info is deemed valid but must be verified by each individual personally!

Please contact Margus Mahar, Realtor® for more information!

Specializing in Luxury and Investment Properties
– Certified 203K Renovation Specialist
– Advanced Construction Expert (ACE)

J.C. Penny Realty, LLC.

8701 W Irlo Bronson Memorial Hwy, Suite 200

Kissimmee, FL 34747

Mobile: 321-388-6856


Skype: margus.mahar

Encore Club at Reunion * Retreat at Champions Club * Vacation Rental Homes in Orlando FL

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